{"id":12923,"date":"2020-12-23T12:41:05","date_gmt":"2020-12-23T12:41:05","guid":{"rendered":"https:\/\/normativamunicipal.com\/uncategorized\/prudencia-financiera-4\/"},"modified":"2020-12-23T12:41:05","modified_gmt":"2020-12-23T12:41:05","slug":"prudencia-financiera-4","status":"publish","type":"post","link":"https:\/\/normativamunicipal.com\/?p=12923","title":{"rendered":"Prudencia financiera"},"content":{"rendered":"

Resoluci\u00f3n de 22 de agosto de 2017, de la Direcci\u00f3n General del Tesoro, por la que se actualiza el anexo 1 incluido en la Resoluci\u00f3n de 4 de julio de 2017, de la Secretar\u00eda General del Tesoro y Pol\u00ed\u00adtica Financiera, por la que se define el principio de prudencia financiera aplicable a las operaciones de endeudamiento y derivados de las comunidades aut\u00f3nomas y entidades locales.<\/strong><\/p>\n

[sc name=\u00bbGu\u00eda del Interventor Municipal\u00bb ]<\/p>\n

BOE de 24 de agosto de 2017<\/p>\n

TEXTO<\/p>\n

La Resoluci\u00c3\u00b3n de 4 de julio de 2017 de la Secretar\u00c3\u00ada General del Tesoro y Pol\u00c3\u00adtica Financiera, por la que se define el principio de prudencia financiera aplicable a las operaciones de endeudamiento y derivados de las comunidades aut\u00c3\u00b3nomas y entidades locales establece en su apartado tercero que \u00c2\u00abel coste total m\u00c3\u00a1ximo de las operaciones de endeudamiento, incluyendo comisiones y otros gastos, salvo las comisiones citadas en el anexo 3, no podr\u00c3\u00a1 superar el coste de financiaci\u00c3\u00b3n del Estado al plazo medio de la operaci\u00c3\u00b3n, incrementado en el diferencial que corresponda seg\u00c3\u00ban lo establecido en el anexo 3 de esta Resoluci\u00c3\u00b3n.<\/p>\n

Las Comunidades Aut\u00c3\u00b3nomas y Entidades Locales que cuenten con herramientas de valoraci\u00c3\u00b3n propias o un asesoramiento externo independiente podr\u00c3\u00a1n determinar en el momento de la operaci\u00c3\u00b3n el coste de financiaci\u00c3\u00b3n del Tesoro en base a la metodolog\u00c3\u00ada contenida en el anexo 2 de esta Resoluci\u00c3\u00b3n.<\/p>\n

El resto de Administraciones, para conocer el coste de financiaci\u00c3\u00b3n del Estado a cada plazo medio, emplear\u00c3\u00a1n la tabla de tipos fijos o los diferenciales m\u00c3\u00a1ximos aplicables sobre cada referencia que publique mensualmente, mediante Resoluci\u00c3\u00b3n, la Direcci\u00c3\u00b3n General del Tesoro. Los costes m\u00c3\u00a1ximos publicados permanecer\u00c3\u00a1n en vigor mientras no se publiquen nuevos costes\u00c2\u00bb.<\/p>\n

Conforme a dicha obligaci\u00c3\u00b3n de actualizaci\u00c3\u00b3n mensual del coste de financiaci\u00c3\u00b3n del Estado a cada plazo, se publica un nuevo anexo 1.<\/p>\n

Madrid, 22 de agosto de 2017.\u00e2\u20ac\u201cEl Director General del Tesoro, Carlos San Basilio Pardo.<\/p>\n

ANEXO 1<\/strong><\/p>\n

Tipos de inter\u00c3\u00a9s fijos y diferenciales del coste de financiaci\u00c3\u00b3n del Estado a efectos de cumplimiento del apartado tercero de la Resoluci\u00c3\u00b3n de 4 de julio de 2017 de la Secretar\u00c3\u00ada General del Tesoro y Pol\u00c3\u00adtica Financiera<\/strong><\/p>\n

Precios tomados el d\u00c3\u00ada 16 de agosto de 2017 a cierre de mercado<\/em><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Vida media de la operaci\u00c3\u00b3n (meses)<\/strong><\/td>\nTipo fijo anual m\u00c3\u00a1ximo (puntos porcentuales)<\/strong><\/td>\nDiferencial m\u00c3\u00a1ximo sobre Euribor 12 meses (puntos b\u00c3\u00a1sicos)<\/strong><\/td>\nDiferencial m\u00c3\u00a1ximo sobre Euribor 6 meses (puntos b\u00c3\u00a1sicos)<\/strong><\/td>\nDiferencial m\u00c3\u00a1ximo sobre Euribor 3 meses (puntos b\u00c3\u00a1sicos)<\/strong><\/td>\nDiferencial m\u00c3\u00a1ximo sobre Euribor 1 mes (puntos b\u00c3\u00a1sicos)<\/strong><\/td>\n<\/tr>\n<\/thead>\n
1<\/td>\n\u00e2\u20ac\u201c0,44<\/td>\n<\/td>\n<\/td>\n<\/td>\n\u00e2\u20ac\u201c7<\/td>\n<\/tr>\n
3<\/td>\n\u00e2\u20ac\u201c0,44<\/td>\n<\/td>\n<\/td>\n\u00e2\u20ac\u201c11<\/td>\n\u00e2\u20ac\u201c6<\/td>\n<\/tr>\n
5<\/td>\n\u00e2\u20ac\u201c0,44<\/td>\n<\/td>\n<\/td>\n\u00e2\u20ac\u201c10<\/td>\n\u00e2\u20ac\u201c6<\/td>\n<\/tr>\n
6<\/td>\n\u00e2\u20ac\u201c0,42<\/td>\n<\/td>\n\u00e2\u20ac\u201c15<\/td>\n\u00e2\u20ac\u201c9<\/td>\n\u00e2\u20ac\u201c5<\/td>\n<\/tr>\n
9<\/td>\n\u00e2\u20ac\u201c0,41<\/td>\n<\/td>\n\u00e2\u20ac\u201c15<\/td>\n\u00e2\u20ac\u201c8<\/td>\n\u00e2\u20ac\u201c4<\/td>\n<\/tr>\n
10<\/td>\n\u00e2\u20ac\u201c0,41<\/td>\n<\/td>\n\u00e2\u20ac\u201c15<\/td>\n\u00e2\u20ac\u201c9<\/td>\n\u00e2\u20ac\u201c4<\/td>\n<\/tr>\n
11<\/td>\n\u00e2\u20ac\u201c0,41<\/td>\n<\/td>\n\u00e2\u20ac\u201c15<\/td>\n\u00e2\u20ac\u201c9<\/td>\n\u00e2\u20ac\u201c4<\/td>\n<\/tr>\n
12<\/td>\n\u00e2\u20ac\u201c0,38<\/td>\n\u00e2\u20ac\u201c22<\/td>\n\u00e2\u20ac\u201c13<\/td>\n\u00e2\u20ac\u201c7<\/td>\n\u00e2\u20ac\u201c2<\/td>\n<\/tr>\n
18<\/td>\n\u00e2\u20ac\u201c0,38<\/td>\n\u00e2\u20ac\u201c26<\/td>\n\u00e2\u20ac\u201c16<\/td>\n\u00e2\u20ac\u201c9<\/td>\n\u00e2\u20ac\u201c4<\/td>\n<\/tr>\n
19<\/td>\n\u00e2\u20ac\u201c0,37<\/td>\n\u00e2\u20ac\u201c26<\/td>\n\u00e2\u20ac\u201c16<\/td>\n\u00e2\u20ac\u201c10<\/td>\n\u00e2\u20ac\u201c4<\/td>\n<\/tr>\n
20<\/td>\n\u00e2\u20ac\u201c0,37<\/td>\n\u00e2\u20ac\u201c27<\/td>\n\u00e2\u20ac\u201c17<\/td>\n\u00e2\u20ac\u201c10<\/td>\n\u00e2\u20ac\u201c5<\/td>\n<\/tr>\n
21<\/td>\n\u00e2\u20ac\u201c0,36<\/td>\n\u00e2\u20ac\u201c27<\/td>\n\u00e2\u20ac\u201c17<\/td>\n\u00e2\u20ac\u201c10<\/td>\n\u00e2\u20ac\u201c4<\/td>\n<\/tr>\n
22<\/td>\n\u00e2\u20ac\u201c0,34<\/td>\n\u00e2\u20ac\u201c26<\/td>\n\u00e2\u20ac\u201c16<\/td>\n\u00e2\u20ac\u201c9<\/td>\n\u00e2\u20ac\u201c3<\/td>\n<\/tr>\n
23<\/td>\n\u00e2\u20ac\u201c0,33<\/td>\n\u00e2\u20ac\u201c25<\/td>\n\u00e2\u20ac\u201c15<\/td>\n\u00e2\u20ac\u201c8<\/td>\n\u00e2\u20ac\u201c2<\/td>\n<\/tr>\n
24<\/td>\n\u00e2\u20ac\u201c0,31<\/td>\n\u00e2\u20ac\u201c24<\/td>\n\u00e2\u20ac\u201c14<\/td>\n\u00e2\u20ac\u201c7<\/td>\n\u00e2\u20ac\u201c1<\/td>\n<\/tr>\n
36<\/td>\n\u00e2\u20ac\u201c0,14<\/td>\n\u00e2\u20ac\u201c19<\/td>\n\u00e2\u20ac\u201c9<\/td>\n0<\/td>\n6<\/td>\n<\/tr>\n
48<\/td>\n0,03<\/td>\n\u00e2\u20ac\u201c16<\/td>\n\u00e2\u20ac\u201c5<\/td>\n4<\/td>\n12<\/td>\n<\/tr>\n
60<\/td>\n0,31<\/td>\n\u00e2\u20ac\u201c3<\/td>\n9<\/td>\n19<\/td>\n27<\/td>\n<\/tr>\n
72<\/td>\n0,56<\/td>\n9<\/td>\n20<\/td>\n31<\/td>\n38<\/td>\n<\/tr>\n
84<\/td>\n0,84<\/td>\n23<\/td>\n34<\/td>\n45<\/td>\n53<\/td>\n<\/tr>\n
96<\/td>\n1,08<\/td>\n34<\/td>\n45<\/td>\n56<\/td>\n64<\/td>\n<\/tr>\n
108<\/td>\n1,28<\/td>\n43<\/td>\n53<\/td>\n64<\/td>\n72<\/td>\n<\/tr>\n
120<\/td>\n1,52<\/td>\n55<\/td>\n66<\/td>\n76<\/td>\n84<\/td>\n<\/tr>\n
132<\/td>\n1,62<\/td>\n56<\/td>\n66<\/td>\n76<\/td>\n83<\/td>\n<\/tr>\n
144<\/td>\n1,72<\/td>\n58<\/td>\n67<\/td>\n77<\/td>\n84<\/td>\n<\/tr>\n
156<\/td>\n1,87<\/td>\n65<\/td>\n74<\/td>\n83<\/td>\n91<\/td>\n<\/tr>\n
168<\/td>\n1,91<\/td>\n63<\/td>\n72<\/td>\n80<\/td>\n88<\/td>\n<\/tr>\n
180<\/td>\n1,96<\/td>\n62<\/td>\n70<\/td>\n78<\/td>\n85<\/td>\n<\/tr>\n
192<\/td>\n2,16<\/td>\n78<\/td>\n86<\/td>\n94<\/td>\n101<\/td>\n<\/tr>\n
204<\/td>\n2,20<\/td>\n79<\/td>\n87<\/td>\n95<\/td>\n101<\/td>\n<\/tr>\n
216<\/td>\n2,24<\/td>\n80<\/td>\n88<\/td>\n95<\/td>\n102<\/td>\n<\/tr>\n
228<\/td>\n2,29<\/td>\n81<\/td>\n89<\/td>\n96<\/td>\n102<\/td>\n<\/tr>\n
240<\/td>\n2,33<\/td>\n84<\/td>\n91<\/td>\n97<\/td>\n104<\/td>\n<\/tr>\n
252<\/td>\n2,38<\/td>\n87<\/td>\n94<\/td>\n101<\/td>\n107<\/td>\n<\/tr>\n
264<\/td>\n2,43<\/td>\n91<\/td>\n98<\/td>\n104<\/td>\n110<\/td>\n<\/tr>\n
276<\/td>\n2,48<\/td>\n94<\/td>\n101<\/td>\n107<\/td>\n113<\/td>\n<\/tr>\n
288<\/td>\n2,53<\/td>\n98<\/td>\n104<\/td>\n110<\/td>\n116<\/td>\n<\/tr>\n
300<\/td>\n2,58<\/td>\n102<\/td>\n108<\/td>\n114<\/td>\n119<\/td>\n<\/tr>\n
312<\/td>\n2,62<\/td>\n106<\/td>\n112<\/td>\n117<\/td>\n123<\/td>\n<\/tr>\n
324<\/td>\n2,67<\/td>\n110<\/td>\n116<\/td>\n121<\/td>\n126<\/td>\n<\/tr>\n
336<\/td>\n2,71<\/td>\n113<\/td>\n119<\/td>\n124<\/td>\n130<\/td>\n<\/tr>\n
348<\/td>\n2,75<\/td>\n117<\/td>\n123<\/td>\n128<\/td>\n133<\/td>\n<\/tr>\n
360<\/td>\n2,77<\/td>\n120<\/td>\n125<\/td>\n130<\/td>\n135<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

La base utilizada para el c\u00c3\u00a1lculo del tipo fijo anual m\u00c3\u00a1ximo contenido en la tabla superior es la base Actual\/Actual. En el caso de utilizarse una base distinta de la anterior deber\u00c3\u00a1 hacerse el oportuno ajuste.<\/p>\n

En aquellas operaciones a tipo fijo con plazo de devengo de intereses distinto al a\u00c3\u00b1o, el tipo fijo m\u00c3\u00a1ximo deber\u00c3\u00a1 calcularse como el tipo equivalente al tipo fijo anual para el periodo de devengo considerado.<\/p>\n

Los tipos de inter\u00c3\u00a9s fijos y diferenciales m\u00c3\u00a1ximos aplicables para operaciones cuya vida media exacta no se encuentre publicada en la presente tabla se hallar\u00c3\u00a1n por interpolaci\u00c3\u00b3n lineal entre los dos tipos o diferenciales m\u00c3\u00a1s cercanos al plazo medio de la operaci\u00c3\u00b3n.<\/p>\n

Sobre estos tipos de inter\u00c3\u00a9s fijos o diferenciales sobre Euribor, se podr\u00c3\u00a1n aplicar los diferenciales m\u00c3\u00a1ximos contenidos en el anexo 3 de la Resoluci\u00c3\u00b3n de 4 de julio de 2017 de la Secretar\u00c3\u00ada General del Tesoro y Pol\u00c3\u00adtica Financiera, por la que se define el principio de prudencia financiera aplicable a las operaciones de endeudamiento y derivados de las comunidades aut\u00c3\u00b3nomas y entidades locales.<\/p>\n

\u00c2<\/p>\n","protected":false},"excerpt":{"rendered":"

Resoluci\u00f3n de 22 de agosto de 2017, de la Direcci\u00f3n General del Tesoro, por la que se actualiza el anexo 1 incluido en la Resoluci\u00f3n de 4 de julio de 2017, de la Secretar\u00eda General del Tesoro y Pol\u00ed\u00adtica Financiera, por la que se define el principio de prudencia financiera aplicable a las operaciones de endeudamiento y derivados de las comunidades aut\u00f3nomas y entidades locales.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4],"tags":[109],"class_list":["post-12923","post","type-post","status-publish","format-standard","hentry","category-novedades-normativas","tag-prudencia-financiera"],"acf":[],"yoast_head":"\nPrudencia financiera - Normativa Municipal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/normativamunicipal.com\/?p=12923\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Prudencia financiera - 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